Small and medium enterprises

Forget about complicated questionnaires. Simply provide basic information, and you’ll receive an insurance offer right away. The entire process is conducted electronically, eliminating the need for a physical signature. Your insurance policy, including all terms and conditions, will be delivered directly to your email, and your coverage will take effect upon payment.

As an entrepreneur, you will benefit from a comprehensive range of insurance types included in the basic offer.

Our ALL RISKS coverage is designed to protect against all risks except those explicitly excluded. This provides the benefit of faster claim settlement and ensures maximum protection for both your insured property and liability.

With the basic premium, you will receive:

• Supplementary insurance coverage alongside your property and liability insurance
• Coverage for small interruptions in operations
• Transport insurance
• Liability for environmental damage
• Directors and Officers Liability Insurance (D&O)
   

At PREMIUM Insurance Company, we offer continuous assistance services, available 24/7. Whether it is day or night, we are here to help you whenever you need it.

You do not need to specify the place of insurance in the policy. Coverage applies to the address listed in your accounting records.

The basic insurance premium includes extensive territorial coverage for machinery, electronics, cargo transport, and general liability for damage, covering Slovakia, the Czech Republic, Poland, Hungary, and Austria. You also have the option to extend coverage to all of Europe.

Instead of a traditional deductible, the franchise is applied. In the event of damage above the agreed franchise, we will pay the full amount without deducting the deductible.