Small and medium enterprises

Malí a strední podnikatelia poistenie, poistenie podnikania, poistenie zodpovednosti podnikateľov, poistenie podnikateľov, poistenie prerušenia prevádzky

ABOUT THE PRODUCT

Looking for reliable insurance for your business?

PREMIUM Business offers comprehensive insurance protection tailored for small and medium-sized entrepreneurs. Secure your business against a wide range of risks with a single, high-quality insurance policy.

PREMIUM Insurance provides 360° coverage for the risks your business may face. You will benefit from property insurance coverage up to 6 million euros and liability insurance up to 2 million euros.
Comprehensive coverage for entrepreneurs

PREMIUM Business

  • Includes standard insurance for immovable and movable property
  • Offers a wide range of complementary insurance items
  • Protects you in the event of business interruption
  • Provides coverage for transport and technical risks

Regarding liability for damage, we cover damage caused by operations, defective products, damage resulting from property ownership, environmental damage, as well as liability of directors and officers (D&O).

Who is PREMIUM Business insurance intended for?

Our insurance is ideal for small and medium-sized enterprises with up to 50 employees and a turnover of up to 10 million euros. The insurance can be used by:

  • Joint stock companies
  • Limited liability companies
  • Limited partnerships
  • Cooperatives
  • Municipalities
  • Sole traders
  • Self-employed farmers
  • Independent professions

Free assistance services

PREMIUM Business Insurance also includes free assistance services to help you in emergency situations.

Secure your business with top-quality insurance and focus on what truly matters – running a successful business.
 

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Inovatívne riadenie firmy. Poistenie pre podnikateľov a poistenie zodpovednosti podnikateľov pre vašu istotu
PRODUCT BENEFITS AND ADVANTAGES

Quick and easy insurance policy conclusion

Forget about complicated questionnaires. Simply provide basic information, and you’ll receive an insurance offer right away. The entire process is conducted electronically, eliminating the need for a physical signature. Your insurance policy, including all terms and conditions, will be delivered directly to your email, and your coverage will take effect upon payment.

360° coverage – Comprehensive protection in one package

As an entrepreneur, you will benefit from a comprehensive range of insurance types included in the basic offer.

ALL RISKS coverage for maximum protection

Our ALL RISKS coverage is designed to protect against all risks except those explicitly excluded. This provides the benefit of faster claim settlement and ensures maximum protection for both your insured property and liability.

Insurance claim payment limit of 2,000 euros with supplementary insurance included

With the basic premium, you will receive:

  • Supplementary insurance coverage alongside your property and liability insurance
  • Coverage for small interruptions in operations
  • Transport insurance
  • Liability for environmental damage
  • Directors and Officers Liability Insurance (D&O)
     

Non-stop assistance services at no extra charge

At PREMIUM Insurance Company, we offer continuous assistance services, available 24/7. Whether it is day or night, we are here to help you whenever you need it.

Flexible place of insurance and broad territorial validity

You do not need to specify the place of insurance in the policy. Coverage applies to the address listed in your accounting records.

Above-standard territorial validity

The basic insurance premium includes extensive territorial coverage for machinery, electronics, cargo transport, and general liability for damage, covering Slovakia, the Czech Republic, Poland, Hungary, and Austria. You also have the option to extend coverage to all of Europe.

Franchise as a form of deductible

Instead of a traditional deductible, the franchise is applied. In the event of damage above the agreed franchise, we will pay the full amount without deducting the deductible.

Additional benefits for your business

  • Automatic renewal of limits after each insured event at no extra charge
  • Sub-insurance tolerance of up to 20% of the insured amount

Want to know more? Get in touch with us!

CONTACT US

Documents to download

Public Promise
195 KB (valid from 01.02.2023)
Public promise - earthquake
381 KB (valid from 24.09.2024)
Public Promise
148 KB (valid from 01.01.2023 to 31.01.2023)