Insurance
PREMIUM Insurance Company offers superior insurance coverage as part of its standard insurance package, going beyond the typical offerings available on the insurance market. ALL-RISKS coverage is simply our standard, providing clients with broad protection and fast claims processing. Our insurance can be arranged through independent financial agents.
Our products are tailored primarily for businesses, to whom we offer specialised insurance solutions in the areas of property and liability insurance. In addition to property and liability insurance for businesses, we also provide high-quality insurance for flats, houses, and households, including personal liability insurance. Our portfolio further includes residential building insurance, designed for owners of residential units and shared non-residential spaces.
Homeowners
PREMIUM Insurance Company also meets the needs of flat, house, and household owners through its PREMIUM Home product. This insurance provides protection for residential property, garages, auxiliary buildings, interior furnishings, and household equipment.
Coverage can be extended to include liability arising from property ownership as well as the personal liability of household members.
Residential buildings
PREMIUM Residential Buildings is designed for residential building administrators and associations of owners of residential and non-residential premises. It offers extensive coverage for insured property and risks to which owners of residential and non-residential units may be exposed.
This insurance provides comprehensive protection for residential buildings, including property and technical equipment. It also includes liability coverage for third-party claims, including liability among the individual flat owners themselves.
Small and medium enterprises
For the small and medium-sized business segment, we offer the PREMIUM Business product.
This insurance solution is designed for legal entities such as joint-stock companies, limited liability companies, cooperatives, and municipalities, as well as self-employed individuals, farmers, and professionals in liberal occupations. It provides comprehensive coverage for a wide range of business risks. In addition to standard insurance for real estate and movable property, it also includes protection against business interruptions, as well as logistical and technical risks.
In the area of liability insurance, the coverage includes damages arising from business operations, product liability, property ownership, environmental damage, and management liability (D&O).
Corporate clients
The large enterprises segment within our insurance company serves companies with more than 51 employees and an annual turnover exceeding 10 million euros, or entities requiring coverage for specific risks.
We offer these clients sophisticated insurance solutions that draw on both local and international expertise. Each insurance proposal is tailored to the unique needs and characteristics of the client. PREMIUM Insurance Company is recognised for its individualised approach to every entrepreneur and business.
References
Our satisfied clients include, among others, the following organisations and companies:
